tag:blogger.com,1999:blog-1904658785082672040.post5741042068688302827..comments2024-02-27T22:42:52.709+08:00Comments on Noelizm: Managing Credit CardsNoelizmhttp://www.blogger.com/profile/14506813330826792065noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-1904658785082672040.post-59193969403893245052012-06-12T22:50:57.589+08:002012-06-12T22:50:57.589+08:00Here's another modus operandi, probably in col...Here's another modus operandi, probably in collusion with an insider or former employee of a credit card company:<br /><br />An officemate of mine has been complaining to her credit card issuer, for invalid purchases in hundreds of thousand pesos. To make the story short, someone used her name to call the credit card company, reporting her lost credit card and asking for a replacement to be delivered on another address. Then the scammer used the newly-replaced card to make large purchases.<br /><br />Makes you doubt the privacy of your personal data, and the way these credit card companies validate the callers' identity. Quite scary.Noelizmhttps://www.blogger.com/profile/14506813330826792065noreply@blogger.comtag:blogger.com,1999:blog-1904658785082672040.post-28960491682382951612011-05-05T08:46:15.948+08:002011-05-05T08:46:15.948+08:00Sorry, I've no idea on current airfare promos....Sorry, I've no idea on current airfare promos. You could check with local airlines (CebuPac, PAL) or Jetstar and Air Asia. But with only 17-days window to your departure, I don't think you could get airfare promos. You could also try the travel agencies' web promos, when they want to sell the bulk tickets they bought from airlines.Noelizmhttps://www.blogger.com/profile/14506813330826792065noreply@blogger.comtag:blogger.com,1999:blog-1904658785082672040.post-68000780440171399752011-05-04T21:07:35.308+08:002011-05-04T21:07:35.308+08:00Hi Noelism! Just want to ask if you know airfare p...Hi Noelism! Just want to ask if you know airfare promo from Manila to Sydney Aus, one-way to depart on May 22? We want to buy the cheapest fare good for 3 persons (2 adult and 1 child ).<br /><br />thanks!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1904658785082672040.post-52360797537008983312011-05-04T16:13:09.839+08:002011-05-04T16:13:09.839+08:00While in HK last March, I used my 3 credit cards i...While in HK last March, I used my 3 credit cards in a span of 24 hours, on Friday night of 18th until Saturday afternoon of 19 March 2011. When my bills arrived, here's what I found on their varying foreign exchange rates, from HK$ to PHP:<br /><br />Citibank Visa - HK$1 = Php 5.838<br />BPI Mastercard - HK$1 = Php 5.690<br />BDO Amex card - HK$1 = Php 5.722<br /><br />Today, I tried to negotiate a lower exchange rate with Citibank, but they said its non-negotiable with Visa's global exchange rates. Unfortunately, my biggest purchase in HK is a netbook using the Citi Visa card, so I ended up paying 3% more due to forex loss.<br /><br />Lesson learned? Avoid using Visa cards when travelling abroad. Bring your Mastercard or Amex card instead.Noelizmhttps://www.blogger.com/profile/14506813330826792065noreply@blogger.comtag:blogger.com,1999:blog-1904658785082672040.post-52836542553406776982010-04-05T09:23:44.461+08:002010-04-05T09:23:44.461+08:00Very helpful!Very helpful!Anonymousnoreply@blogger.com